Notes
Slide Show
Outline
1
Workers’ Compensation Insurance:
Substitute or Complement to Liability Insurance
  • By:
  • Terry M. Duke
  • Group Manager
  • Agricultural Group Compensation Self-Insurer Fund
2
Top 10 Most Dangerous Jobs in America
3
Employers’ Duties to Employees
    • The Duty to Provide a Safe Place to Work


    • The Duty to Furnish Safe Tools and Appliances


    • The Duty to Inspect the Premises and Appliances for Defects


    • The Duty to Warn of Dangers Involved in the Work


    • The Duty to Provide Employee Assistance
4
Attorney Yellow Page Advertising
  • Never Settle for Less!
  • No Recovery, No Fee
  • Call the Injury Attorney
  • Injured?  “We’ll Work Just for You”
  • Crash Can Be Cash
  • Over $100 Million in Client Recoveries
  • Injured at Work?  Call …..


  • The Television Advertising is Even Better!
5
Risk Management Tools
6
Agricultural Group Compensation Self-Insurer Fund
7
Ag-Comp SIF Fund Summary
1992-2007
8
Actual Farm Account Experience
9
Actual Farm Employee Injury
10
Workers’ Compensation Exposure
11
Farmers Liability Exposure
12
Workers’ Compensation Advantages
  • Exclusive Remedy Doctrine


  • Less Adversarial (No Fault)


  • Benefits to Employee
    • Lifetime Medical Expenses
    • Limited Wage Replacement


  • Improved Employer/Employee Relationship
13
Thank You

Questions & Answers
  • Terry M. Duke   Bobby Davis
  •   Monroe, LA Little Rock, AR
  •  800-798-2999   800-274-2788